Which Medicare part provides a prescription drug benefit?

The correct answer is Medicare Part D, as this part specifically offers prescription drug coverage to beneficiaries. Medicare Part D was established to help lower the cost of prescription medications for individuals enrolled in Medicare. It provides a range of prescription drug plans that beneficiaries can choose from, allowing them to obtain medications at a more affordable rate.

This benefit is designed to fill gaps in coverage that may exist under Parts A and B, which do not cover most outpatient prescription drugs. Understanding the structure of Medicare is essential for navigating healthcare options for seniors, and recognizing that Part D directly addresses prescription drug needs helps clarify its importance in the overall Medicare program. Therefore, knowing that Part D is dedicated to this benefit enhances comprehension of the Medicare system and supports effective healthcare planning for beneficiaries.