Which act requires insurers to allow Holocaust victims or beneficiaries to file and have their claims properly investigated, regardless of any statute of limitations?

The Holocaust Victims Insurance Act was established to ensure that insurance companies address claims made by Holocaust victims or their beneficiaries without being hindered by time limitations typically imposed by statutes of limitations. This act acknowledges the unique circumstances surrounding the loss suffered by Holocaust victims and the often complex nature of these claims, ensuring that insurers cannot deny rightful claims based merely on time constraints. This reflects a commitment to justice and accountability for insurers in fulfilling their obligations to policyholders affected by historical injustices.

The other options, while related to consumer rights and insurance practices, do not specifically address the issues faced by Holocaust victims. The Consumer Protection Act generally focuses on protecting consumers in various markets, the Insurance Reform Act encompasses broader insurance industry reforms, and the Fair Claims Act aims to enhance the fairness of claims handling but does not specifically cater to the needs of Holocaust survivors.