What type of insurance provides coverage against loss due to sickness or accidental bodily injury?

Health insurance is designed specifically to provide coverage against loss due to sickness or accidental bodily injury. This type of insurance encompasses a wide range of medical expenses, including hospital visits, surgeries, preventive care, and other health-related costs that arise from illness or injuries.

In contrast, life insurance is a financial product that pays out a death benefit to beneficiaries upon the policyholder's death, rather than covering health-related expenses. Homeowners insurance protects against losses related to damage to a home and its contents, typically from events like fire, theft, or natural disasters, rather than personal health issues. Liability insurance covers legal responsibilities for injury or damage caused to another person or their property, but does not specifically cover health-related expenses for the insured individual.

Thus, health insurance is the correct type of coverage for losses stemming from medical conditions and accidents.