What is the term for the clause that excludes coverage for certain deaths or disabilities related to aviation?

The term "Aviation exclusion" is the correct designation for the clause that specifies exclusions in insurance coverage related to deaths or disabilities that arise from aviation activities. Insurers often include this clause in life and health policies to limit their liability for risks associated with air travel, which can be statistically riskier compared to other modes of transportation.

Aviation exclusions are particularly important in the context of policies, as they outline the specific circumstances—such as flying as a pilot or crew member, or riding in an aircraft that isn't scheduled for commercial service—where coverage may not apply. This helps insurance companies manage risk and set appropriate premiums based on the likelihood of claims arising from high-risk activities.

Understanding this clause is crucial for both policyholders and agents, as it affects the overall coverage provided by an insurance policy. The other terms listed may represent similar concepts in different contexts but do not specifically refer to the standard term utilized in insurance to denote the exclusion of coverage related to aviation-related incidents.