What is the term for the amount compensated for accidental dismemberment or the loss of eyesight in an insurance policy?

The term "capital sum" refers to the predetermined amount that an insurance policy will pay out in the event of accidental dismemberment or loss of eyesight. This capital sum is specified in the policy and serves to compensate the insured for the significant loss caused by such injuries. It is distinct from other terms often used in insurance, such as face value, which generally pertains to the total amount that is payable upon the death of the insured, or benefit amount, which can refer to various types of payouts within a policy but is not specifically tied to dismemberment. Compensation limit, on the other hand, may denote a cap on what can be received under different circumstances but does not specifically address the capital sum related to accidental loss. Understanding these terms and their distinctions is crucial for navigating the specifics of insurance policies and knowing what compensation to expect for certain types of claims.