What federal law requires individuals to be informed if they are being investigated by an inspection company?

The Fair Credit Reporting Act (FCRA) is the federal law that mandates individuals be informed if they are the subject of an investigation conducted by an inspection company or a consumer reporting agency. Under the FCRA, consumers have the right to be notified if their credit report is used against them in any way, such as for determining eligibility for insurance, employment, or credit. This gives individuals the opportunity to be aware of the information being collected about them and to correct any inaccuracies if necessary, promoting transparency in the use of personal data.

The other laws listed do not pertain to informing individuals about investigations by inspection companies. The Truth in Lending Act primarily focuses on disclosure of credit terms to promote informed use of consumer credit, the Consumer Privacy Protection Act deals broadly with privacy issues but does not specifically address consumer notification regarding investigations, and the Federal Trade Commission Act primarily prohibits unfair or deceptive acts in commerce without focusing on individual consumer notification rights regarding investigations.