What do limited policies typically restrict benefits to?

Limited policies are designed to provide benefits for specific types of illnesses and injuries, hence restricting coverage to particular conditions rather than offering comprehensive health care. This approach allows insurers to limit their risk and can make premiums more affordable for policyholders.

In contrast, options concerning life-threatening conditions, comprehensive coverage for all accidents, and preventive health care services imply a broader scope of coverage, which limited policies typically do not provide. These alternatives can lead to higher premiums due to more extensive risk exposure and do not align with the characteristic of limited policies that focus on defined categories of health issues. As a result, the correct answer accurately reflects the primary function of limited policies in the insurance landscape.